Tuesday, June 27, 2017

Make Your Search for Quality Used Cars Easier with These Tips

Many consumers consider buying used cars for practical reasons. The main draw is usually the much lower price when compared to brand new ones. While used cars on sale usually have a lot of useful life left in them, you should still verify if it has retained all the features that you want or need. This warrants a careful check of the unit you are interested in.

Check for Certifications

When shopping for a used car, look for Certified Pre-Owned (CPO) vehicles. These are used cars that have met strict quality standards. It means that dealers have taken the time to conduct a thorough inspection and make necessary repairs to enhance the car’s performance. It ensures that the used vehicle meets the manufacturer’s quality program.

With such certifications, you can rest assured that the interior has undergone a thorough check. Stains, rips, and any possible damages have been removed and repaired. This makes the interior comfortable to stay in. Read more from this blog. http://bit.ly/2tOElCi

Wednesday, June 21, 2017

Three Signs That You’re Ready to Get a New Vehicle at Car Dealerships

While almost everyone wants a new car, there are serious considerations to factor in before shopping for a new ride. You can’t just go to a dealership and buy whichever you want without thinking about your budget. That’s why one major question that buyers often ask themselves is whether they need a new car or not.

To help you out, these signs can tell you if it’s time to take a trip to car dealerships to invest in a new car.

You’re Dealing with Major Repairs

There are times when it’s better to buy a new car than to repair your existing vehicle. This usually happens when the car has figured in a serious accident and its insurance won’t cover everything. In case you’re not as lucky as those whose insurance company pays for all the repair costs, then you may want to assess the situation more seriously. Read more from this blog. http://bit.ly/2unC5z2

Tuesday, June 20, 2017

Finding Your Next Car with Car Dealers

The search for your next car doesn’t actually start at a car dealer’s showroom: it begins at home. By doing a little research, you can paint a clearer picture of your ideal car, which you can then use as a guide in making the right purchase.

As you go through the numerous options online, answer these important questions.

What do you need?

Rather than look for the latest models with the most hi-tech features, zero in on the features that you and your family actually need. Consider the number of passengers you can expect to have, along with the terrain you’ll be driving on. At the end of the day, your needs should far outweigh your wants when it comes to cars.

What’s my budget?

A car is a huge investment that requires a chunk of your earnings. That’s why you should determine how much you can actually afford in car payments. As a general rule, you mustn’t shell out more than 20 percent of your monthly take-home pay on car payments.

What should I choose?

Manufacturers are always creating newer and better cars, and showrooms are constantly updated with the latest models. If you’ve already set your eyes on a particular model, don’t hesitate to review other vehicles in the same class. Who knows, you might even end up finding a better model.

Once you’ve answered these questions, take the time to visit the nearest car dealers for further help.


Monday, June 12, 2017

Ways to Improve Your Record When Getting Car Loans for Bad Credit

Bad credit can affect your chances of securing a car loan with better terms. While you can borrow money even if you have poor credit, you should improve your credit standing to seek loans at lower interest rates. It will be challenging, especially if you’re in a tight financial situation, since credit companies keep track of your previous spending and payment habits. But it can be done if you put your mind to it. Here are some ways to improve your credit scores.

Settle Your Credit Card Balances

Since bad credit car dealerships take a look at your record for evaluation, you need to ensure that yours are clean. Settling your balances and keeping them low will help boost your credit rating. The average credit score of those buying new cars is 714 while buyers of used vehicles have a rating of 655. You need to keep these figures in mind when working to improve your record. http://bit.ly/2tP5wwJ

Saturday, June 10, 2017

A Quick Guide to Buying a Used Car

If you can’t afford a new car, you can always opt for a pre-owned one. It might not be as elegant-looking as the latest models, but a used car can help save a great deal of money, and there are used cars that can still give you the value for your money these days. Buying a used car, however, requires extra care given the various issues associated with the process. Here are some tips you can follow to ensure the success of your purchase.

Go to a Dealership

You may think that since you are going for a used car, buying from a private seller might be the best option. While it’s indeed easier to find a seller from around the neighborhood, a dealership is still a safer place to buy a car. Unlike private sellers, car dealerships will inspect and repair the vehicles before they sell them. They will also do the paperwork for you, making the entire process a breeze.

Hire a Technician to Inspect the Car

This is not always practical but if you can afford it or if there’s a friend who knows a lot about cars, bring him along with you to help you inspect car. It pays to have additional eyes checking the vehicle from end to end, let alone those of a professional technician. He will be able to figure out if the car is worth your money.

Auto Loan for Bad Credit

Are you planning on taking out an auto loan but you have a bad credit? Good news: there are dealerships that offer auto loans for bad credit that you can go to. This way you won’t have to look for a loan with affordable interest by yourself. You can pick the best used car option at same time.
Following these simple tips when buying a used car can help you make an informed decision and eventually drive home the vehicle you want. Just trust the best used car dealerships in Beaverton.

Wednesday, June 7, 2017

Three Deadly Mistakes to Avoid When Getting Bad Credit Auto Financing

Having bad credit shouldn’t discourage you from buying the car that you need. A lot of people are going through the same thing because of late payments, bankruptcy, or repossession, and other issues that bring down credit scores. The good news is that there dealers and lenders who provide bad credit auto financing to help people like you.
While assistance is available, however, it’s still your responsibility to educate yourself about the process. There are mistakes that a lot of car buyers with bad credit are making, ruining their chances of a good purchase. Knowing these mistakes will help you avoid them.

Being Unaware of Your Own Credit Situation

 It doesn’t take too long to acquire copies of your credit reports and scores, so don’t fail to do so. There are online sources that can give you an estimate of the interest rates you can expect to pay at certain credit rating levels. Read more from this blog: http://bit.ly/2tP6etT

Monday, June 5, 2017

How to Save More Money with Bad Credit Car Loans

Today, it’s possible for people who have bad credit to get a car loan. However, due to the higher rates most lenders would often give, they will only end up spending more. Fortunately, there are some dealerships that cater specifically to these customers. With bad credit loans, consumers can afford to be thriftier. But there are also even more ways to save money.

Opt for Newer Cars

Used car loans are often on the pricier side, so it’s advisable to get newer vehicles instead. Plus, with the latest cars, you wouldn’t have to worry so much about maintenance costs or the need to replace any part that could malfunction. However, if you do find a used car that’s in good condition and with affordable rates, you should carefully weigh your options.

Say No to Add-Ons

Here’s a good advice for any car shopper: bad credit or not, it’s always wise to stay within your budget. This is particularly more important for those who are trying to rebuild their credit. That said, hold off on those shiny add-ons for your new car. Things like paint protection, rust-proofing and VIN protection can rack up the price. You can always just get those once you get your credit back up and you become more financially stable.

Get Shorter Terms

You might think that a lower monthly payment is the more economical option, but shorter term loans are actually more prudent. Shorter term loans tend to have lower interest rates, after all. Add that with the fact that you’ll only be keeping up payments for less time, and you’re on your way to improving your credit

Discuss your options with reputable bad credit car dealerships. You might just get the deal of a lifetime.

Thursday, June 1, 2017

Private Seller vs. Auto Dealer: Where to Buy

Car buying is no simple task. If it’s your first time, the entire complicated process can swallow you whole. You need to do your research so that you can make informed decisions along the way. Among the many decisions you will have to make is a choice between a private party and an auto dealer. Well, if you will ask an experienced buyer, one would most likely urge you to prefer an auto dealer, and there are a number of reasons why.

Why Not a Private Seller

If you’re buying from a private seller, don’t expect for many options. There won’t be a trade-in option because sellers want cash not another vehicle. This means financing might not be available either. Unlike in a dealership, you don’t own your time during car inspection. If you bring along a technician to check the car, you will still have to wait until the seller and the car become available.

Why a Dealership

The reasons are pretty obvious actually—more options that match your budget and driving specifications, selling process that follows strict state and federal laws, paperwork managed by the dealer and not by you, intact car warranty, and more. You even have the choice to take out financing if you don’t have enough money to pay in full. Plus, there will be trade-in options.

Of course, both options have their fair share of disadvantages. It just happens that buying from a offers more perks, especially if you are buying a car for the first time. If you are considering taking out a loan but you have a low credit rating, there are auto dealers that offer bad credit auto loan, which can definitely help. In terms of servicing, your vehicle is in good hands if you purchase it from a car dealership.


Having poor credit history is a burden, especially if you’re raising a young family. While you want to provide for your children and take them where they need to go comfortably, you may feel like purchasing a suitable car is impossible.
However, there’s a reason why car loans for bad credit exist: to help families like yours afford the car they need. Read more on this article: http://bit.ly/2qtPcw5


So you’ve driven your new car off the forecourt after you’ve been handed the keys, and you might be thinking that’s the end of it, right? Wrong. Auto dealers offer far more than just vehicle sales, which likely means you’ll be bringing your car in regularly until it’s time to find a new one. Here’s what other services new and used car dealerships offer.

Servicing and Repairing Your Vehicle

Once you own a car, it’s your responsibility to keep it serviced according to manufacturer guidelines. This includes used vehicles, especially if you’ve purchased a warranty from your auto dealer. Make sure you remember to bring your vehicle in for regular services, as this will enable you to keep your warranty valid and avoid costly repairs later down the line. Read more on this article: http://bit.ly/2rNxnfB


It’s every young person’s rite of passage to own their first car, and if your teenager has reached the legal driving age it’s probably their turn to experience it. While you might be nervous letting your teen out on the road, you’re ultimately probably looking forward to not being a chauffeur any more.
You’ll want to make sure the decision on which car to buy for your teenager is one that’s been thought through carefully, so car dealers have put together some guidance on what to consider when making the purchase. Read more on this article: http://bit.ly/2qu67i4

Wednesday, May 17, 2017

Hidden Costs When Buying Cars

It’s only natural to get excited when you see the car you’ve wanted for years finally fall within your price range. You need to err on the side of caution, though, because there are many hidden costs that you shouldn’t overlook.

Sales Tax

Included in vehicle price is the sales tax, which can vary from state to state. Some states don’t even charge sales tax. Consult with your dealer to see how much yours will be, if any. You may also consider driving to a state that doesn’t have sales tax. Sure, you’ll spend money on gas getting there, but the additional savings may be worth it.

License and Registration Fees

You can’t drive a vehicle off the lot unless it’s registered in your name, showing that you legally own it. This costs some money and includes fees on the license plate, title paperwork, and registration. You’ll pay these fees every year and they vary in price depending on where you live.


Insurance is probably the most expensive fee many car shoppers overlook. You need it legally in most states and it helps pay for vehicle damages and injuries after an accident. In the United States, the average annual cost for auto insurance is $900. This can vary, though, depending on how old you are and how many accidents you’ve had in the past.

If you’re worried about any other additional fees, talk to car dealers you can trust. They can list out any costs you may have overlooked so you there are no surprises.

Saturday, May 13, 2017

Helpful Formula When Buying Used Vehicles

Although used cars may not be in pristine condition, they let you save money and offer unmatched character. Whether this is your first time or this process is old hat, you need to stick to a precise buying formula.

Know What You Want

First, you’ll need to assess what you want to get out of a used vehicle. This starts with analyzing your driving habits. You may need a vehicle that’s reliable on long work commutes. Conversely, you may opt for a vehicle that offers a lot of power if you view driving as a leisure activity.

The number of people you drive with is another factor to consider. A sports car with two seats simply won’t work if you have a family of four. Think about their needs first so everyone has a place in your new vehicle.

Perform Adequate Research

Just because you see a used car at an affordable price doesn’t mean you should automatically make an offer. Proper research is a necessity for buying used cars in great condition and that match your wants and needs. Always check the car report online before heading to used car dealerships. You’ll know what repairs were made and what accidents a particular vehicle has been involved in, if any. Only then can you negotiate a better price.

If you’ve gone through a strict checklist before heading to a dealership, start the negotiations. The process won’t seem as foreign or stressful since you’ve armed yourself with car facts and reports.

Monday, May 8, 2017

Keys to Securing Bad Credit Car Loans

There’s a lot of misconception when it comes to bad credit and getting car loans. Just because your credit history is poor, doesn’t mean you can’t get a loan or can’t find one within your budget. You can as long as you take the following actions.

Don’t Assume Your Credit is Bad

Don’t let others persuade you that your credit score is bad. You really won’t know until you check it yourself. There are plenty of places online to complete an in-depth, accurate credit report. Good credit is considered anything from 700-749. Anything above this range is considered excellent, while anything below is considered fair.

It’s also important to note that not all lenders see credit scores the same way. You may have an easier time securing a loan, for example, if you made steps to pay down credit card balances. Additionally, some lenders prefer to offer loans to applicants who have bad debt, compared to individuals who don’t have any credit history at all.

Seek Out Car-Financing Dealerships

You can save the headache of getting denied repeatedly by seeking out bad credit car dealerships. These dealerships know that your financial history isn’t ideal, yet still offer loans because they believe everyone should have a shot at owning a vehicle. Just make sure you check the interest rates. Generally, they’ll be higher the worse your credit score is.

If you’re hoping to find a great car loan, even with bad credit, you still have many options. As long as you make sure the loan doesn’t hurt you financially, finding a car should be a smooth process.

Thursday, May 4, 2017


When you’re buying a new or used car, you’ve no doubt been asked if you’d like to purchase a warranty along with it, or been told one is included as standard. But if you’ve never used a warranty before you may think they’re useless.
But this isn’t the case. Whether you’re paying in cash or you’re using auto loans for bad credit, a warranty could save you thousands of dollars down the line. Read more on this article: http://bit.ly/2qu9zct

Monday, May 1, 2017

Money-Saving Tips When Buying Luxury Vehicles

There’s nothing quite like driving a high-end luxury vehicle. They’re equipped with everything you could possibly need it seems, from advanced safety systems to in-car entertainment options. If you’re searching for such a vehicle, there are some money-saving tips you can’t overlook.

Consider an Off Lease Vehicle

Many people opt to lease a luxury car, whether it’s because they simply can’t afford it or they aren’t ready to make a long-term commitment. Once these short-term leases run out, the vehicles are sometimes auctioned off to dealerships at a low price. These vehicles, also known as off lease vehicles, give you the chance to save thousands of dollars on a relatively new luxury vehicle.

Since these vehicles are not brand new, however, you may want to ask the dealer about what warranties apply. Make sure the vehicle is structurally sound and that integral systems work like they’re supposed to.

Lease a Luxury Vehicle 

You simply can’t afford monthly payments over $600. That’s perfectly fine, since you can always opt to lease one out. Sure, you don’t own the vehicle outright, but you can save money and get the same experience as luxury owners do on a daily basis. You can choose a long-term lease or one that’s short, depending on how much you like the vehicle or your financial situation. These flexible options let you buy without making a large financial investment.

Luxury cars offered at auto dealers are fully-equipped and afford you so many unique experiences. As long as you assess your finances and vehicle preferences, you can take part in these refined experiences without any hassle.

Friday, April 21, 2017

Important Factors to Assess When Getting Auto Loans for Bad Credit

When it comes time to purchase a vehicle, new or used, you should pay particular attention to your auto loan options. You want to get the best loan possible ideally with a low interest rate. To get the best deal, even with bad credit, here are some factors you need to assess:

Short-Term vs. Long-Term Loans

Loans are classified into two categories: short-term and long-term. Short-term loans are ideal if you want to spend less money overall. These loans also have a smaller interest rate and you can pay your vehicle off quicker, which is ideal if you’re planning on other financial investments for you and the family. However, with a short-term loan, the monthly payments are a lot unless you make a large down payment. Read more from this blog. http://bit.ly/2oFnGdi

Tuesday, April 18, 2017

4 Questions to Ask Before You Buy Your Next Car

Purchasing a new or used car is a major investment. Asking detailed questions can help you gather the information you'll need when weighing your options. If you're not sure what to ask, here are some suggestions to give you an idea of what you'll want to know as you search for a vehicle that's right for you. 

Can I Do a Test Drive? 

Even if you have your heart set on one particular make and model, it never hurts to get an idea of how you feel behind the wheel. Most car dealers will allow you to briefly try a potential new vehicle before you commit to anything. 

Do You Have Something That Meets My Needs? 

Take some of the guesswork out of the car buying experience and tell the salesperson what you have in mind. Then ask them to show you vehicles matching your style preferences and price range. 

What Kind of Maintenance Demands Can I Expect? 

Ask about general upkeep demands before you sign on the dotted line, especially if you are considering a used car. Also do a quick check online to see what people who already own the same type of vehicle are saying. 

What Other Fees Are There Beyond the Sticker Price? 

Even if you spot some appealing sticker prices, there are usually a few extra fees that will be tacked onto what's listed. Further get an idea of how much your new vehicle will cost by asking about mileage, fuel efficiency, and expected insurance rates. 

It's equally important to ask detailed questions about available financing and credit options, especially if you have less-than-stellar credit. Some dealerships are willing to work with just about any car buyer who has an honest desire to adhere to reasonable terms and conditions. 



Monday, April 17, 2017

Important Credit Tips Before Heading to Bad Credit Car Dealerships

Buying a new or used vehicle may have been a dream you’ve had for years, as it will give you a fresh start on the road. However, bad credit can put your auto plans on ice for the foreseeable future. Fortunately, even with bad credit, there are ways you can secure the right loan at the right rates.

Check Your Credit

Even if you think your credit score is bad, you need to keep an eye on it before heading into a car dealership. This lets you know where you stand as far as financing and interest rates go. There are plenty of places to check your score online for free. However, if you want the most accurate score, you’ll likely need to pay for the service. Read more from this blog. http://bit.ly/2oZH3RL

Saturday, April 15, 2017

Don’t Let Bad Credit Keep You from Getting a Car

If you need a new car, but you’re worried about your bad credit, you still have options. Some used car dealerships in Beaverton will work with customers who have a poor credit rating. Whether your credit has suffered due to a divorce, bankruptcy, foreclosure, or any other unfortunate event, there are dealerships that can help.

Check Your Credit Rating 

Before you begin looking for a car, make sure that you know your credit score. There’s always the possibility that your credit isn’t as bad as you think it is. If you do have a bad credit rating, check to see what you can do to improve it. It might be as simple as getting a mistake fixed.

Find a Dealer Willing to Work with Buyers who Have Bad Credit 

Some dealers aren’t going to want to work with you if you don’t have a fairly good credit score. However, many dealers will be able to provide you with a variety of options. In fact, most dealerships will have numerous lending institutions that they work with, so finding one that will work with your situation shouldn’t be too difficult.

Poor Credit Typically Means Higher Payments 

Unfortunately, while you’ll probably be able to get a loan for your new or used car, if your credit is bad, you’ll most likely end up paying more. Of course, you can still save money by choosing a shorter loan term, and avoiding the high cost of add-ons.

Wednesday, April 12, 2017

Auto Dealers Offer Fantastic Car Loans to Those Who Have No Credit

Gone are the days when having bad credit or no credit track record will get you kicked out of car dealerships. While the process remains challenging, auto dealers are more lenient in granting loans to car buyers who have zero to bad credit

Zero or No Credit: What It Actually Means

Most first-time car buyers, whether it is for a new or used car, are confused as to how they can get an auto loan with no real credit history. Looking at the term, when you say ‘no credit history’, then it simply means that you never had to use a credit card or apply for a loan in your lifetime. It can also mean either you are too rich that you are able to pay everything in cold, hard cash, or you are just too young to have a personal credit card or apply for a loan. Read more from this blog. http://bit.ly/2oFvqvQ

Tuesday, April 11, 2017

How a Bad Credit Auto Loan Can Rebuild Your Credit

When you have bad credit, securing a traditional loan to purchase a car is a challenge. A bad credit auto loan provides you with the opportunity to purchase a car so that you can drive to work or school. Choose a vehicle that will meet your needs, and apply for this particular type of auto loan to make your purchase. Consider these two ways in which bad credit car dealerships are willing to give you a chance at boosting your credit for future needs.

Establishing a Good Payment Record
The credit bureaus keep track of your record of payments. By taking out a bad credit loan at an auto dealership, you have the opportunity to establish a good payment record. By making 100 percent of your payments in full and on time, you can raise your credit score. After about six months of on-time payments to your auto loan, your credit score will begin to rise.

Keeping Your Debt Load Low 
Auto loans of this type allow you to purchase an affordable vehicle. The amount of your loan will be relatively low, and your monthly payments will be affordable. When you have a low debt to income ratio, your credit score will also begin to improve. Each time you make a payment on the auto loan, your debt load will decrease. This leads to a further improvement in your financial status.

Tuesday, April 4, 2017

Used Car Dealerships Give Basic Information on Hyundai’s CPO Programs

Sometimes, budget can get in the way of your plan to purchase a brand new car. Fortunately, car shoppers have the option to buy used cars, which are more affordable. Some people, however, are wary of perceived risks in buying used cars.

To address this problem, different car manufacturers have introduced certified pre-owned (CPO) programs to help reduce the consumers’ anxiety about buying used cars.

Certified Pre-Owned Car vs. Average Used Car: What’s the Difference?

A certified pre-owned car has undergone a comprehensive point-by-point inspection based on specifications given by either automakers or used car dealerships. These are meant inspections to ensure that all parts and systems meet the minimum requirements. Read more from this blog. http://bit.ly/2oF40X8

Monday, April 3, 2017

Less Is Now More At Connected Dealerships

Historically, people in the market for a new car dreaded spending days at a time being escorted around huge lots trying to find the perfect vehicle. It's not that they disliked the salesperson, or dealership itself; surveying endless acres was a physical chore, and emotionally draining. In the past few years, however, an interesting change has happened. It seems that the most successful auto dealers in an area are literally shrinking in size. How can this be? Shouldn't a larger inventory require a larger lot? 

Vehicle Surveys Through Technology 

Dealership representatives and sales associates are now dividing their time between learning the details of individual models, and the mastering of technology-assisted customer service. Dealership lot sizes are shrinking for one reason: the internet is making vehicle choice extremely easy, productive, and as limitless as the internet itself. In the past, the most satisfied car buyers were those who did their own research, picked a dealership, and asked to see an exact model. In contrast, the least satisfied customers were those who had to settle because the stress of finding a vehicle was too great. Technology is making buying a car through a dealership relatively stress-free. 

Next Generation Vehicle Sales 

It's now very common for the act of buying a car to feel more like a consultation at a medical specialist's office than a tour through a warehouse. Dealerships now have access to vehicle inventories located anywhere, and have the ability to have them shipped in a matter of days. This even includes international inventories. Now, people can list their preferred vehicle details, have it located with exact specifications, and still take advantage of extraordinary pricing. Internet sales at dealerships result in smaller areas of impact, more satisfied buyers, more options offered by associates, and mutual lesser degrees of stress. 

Monday, March 27, 2017


Buying a new car is always exciting, but there is always one question everyone should ask themselves: do I get a car loan or should I pay cash? Approximately 84.5% of car shoppers now purchase their cars using auto loans, but if you’ve got bad credit you may have reservations about borrowing. Read more from this blog: http://bit.ly/2njcHsO

Sunday, March 26, 2017


Those with bad credit tend to worry a lot about whether or not they can still get a car loan despite their poor financial standing. Understandably, not too many lenders would want to take the risk with those who are struggling to keep up with their debts. Read more from this blog: http://bit.ly/2njlZ7U

Saturday, March 25, 2017


Buying a used car from auto dealers is a practical choice that can save you a lot money. It may not necessarily be the latest model with the newest technological add-ons, but for as long you choose carefully, you can still make the most out of your purchase. Read more from this blog: http://bit.ly/2ndIwkM

Friday, March 24, 2017


For many people, buying pre-owned vehicles represent a practical choice. There are plenty of used cars still in very good condition, and with a little diligence you can drive home a real bargain.

The common perception is that if the car--or any other item, for that matter--is pre-owned, then it must have been disposed of by the previous owner for a reason. Read more from this blog: http://bit.ly/2ndAmJk

Monday, March 13, 2017

A Guide to Buying a Car When You’re Using Bad Credit Auto Financing

Nowadays, buying a car is easy. However, it’s not as easy when you to take out a loan to buy one. It’s even more challenging if you have bad credit. This is why you need to be more careful when buying a car through bad credit auto financing. From the moment you decide to get a new car to signing the contract, there’s a process you need to go through.


Buyers with bad credit often have to pay higher interest rates. Because of this, you have to study all your options to get just the right car for you. You can do this by determining your needs in terms of the type of vehicle. What is the car mainly for? Is it for a daily drive to work? Do you need a family car? What features are necessary for your travels? Read more from this blog http://bit.ly/2nmY1pM

Sunday, March 12, 2017

Ways to Increase Your Chances to Get Ideal Car Loans for Bad Credit

Having a bad credit rating shouldn’t stop you from getting the car that you want - within reason, of course. It may be difficult to secure a loan but that doesn’t mean there’s no way to finance your purchase. You just have to know how to improve your credit record and increase your chances of getting a deal that fits your situation.

Understand Your Credit Report

Many buyers assume that a low credit score is the only reason why they have bad credit. The truth is that there’s a range of factors that can affect your record. Among these are payment history, length of credit history, credit utilization, types of credit card, and new credit accounts. All these are used in calculating your credit score. Read more from this blog http://bit.ly/2nmZ3lz

Saturday, March 11, 2017

3 Mistakes That Can Waste Your Money When Buying at Car Dealerships

Buying a car, whether new or used, is an investment. You’re purchasing not just a vehicle, but also a convenient way to get around. That’s why it’s important to spend time studying all your options before making a decision.

The challenge though is sorting out the good deals from the bad ones. Many buyers, especially first-timers, fall into traps that make them waste their money. Avoid committing the same mistakes to ensure that you’re getting value for your money. Read more from this blog http://bit.ly/2lLlIM1

Friday, March 10, 2017

3 Vital Parts of Used Cars You Should Check Before Making a Purchase

Just because you’re shopping for a used car doesn’t mean you wouldn’t find a good buy. In fact, a lot of used cars in Portland are still in very good condition. All you have to do is to inspect properly to ensure that the vehicle you’re buying is still in good condition.

When checking a used car, there are three important parts you shouldn’t forget to inspect.

Check Under the Hood

Never buy a vehicle without checking what’s under the hood because it’s one of the parts that are most vulnerable to floods. Using a dipstick, check liquid levels and the oil consistency. If you see black oil, water in oil, or low liquid levels, walk away. Read more from this blog http://bit.ly/2nmXm7M

Portland Car Dealers Let You Drive with the Basics

Buying a new car on a budget? Perhaps you may want to stick to the basic features. You can discuss about the amenities you truly desire with your dealers, and even negotiate to take out those that are not essential. 

You Can Go without These Features

You can reduce the buying price if you opt out of an integrated GPS system. Most drivers today still use the app on their smartphones or tablets whenever they need to navigate. Another way to cut down on costs is to do away with the DVD player in your car. Your passengers will likely prefer to be entertained on their own handheld devices.

Monday, March 6, 2017

Smart Shopping Tips from Beaverton Dealerships

Buying a car can be a big leap, and it helps be prepared as soon as you step through the dealer’s doors. By doing so, the process can go smoothly, and you can readily drive out of the lot as a satisfied customer. Beaverton used car dealerships advise their clients with some tips for hassle-free vehicle shopping.

Ready Your Documents

Ensure that you bring your latest and unexpired driver’s license with you. If you already have prior insurance, be sure to have those on hand. Other forms of ID will also be helpful for documentation purposes. Have these IDs photocopied along with your proof of address as your dealer will need these to sign you up for insurance, if you don’t have it yet.

Friday, March 3, 2017

Bad Credit? Car Dealerships Still Offer Good Deals

Having poor credit may be a problem, but it doesn’t mean that you’re not entitled to vehicle. With a reliable car, you can easily drive to work, get interviewed for a better job, and more importantly, cater to the needs of your family. Here are a few tips that will help you purchase a car even with a bad credit score.

Define the Kind of Car You Want

Besides looking at the price and the monthly fees, there are other aspects of a car you may want to check out first. Are you going for a brand new model, or will you be opting for a used car? Either way, read about consumer ratings to learn about the car’s safety, reliability, and handling. If you’re working with a tight budget, stay practical.

Wednesday, March 1, 2017

Ready Your Paperwork Before You Visit Auto Dealers

So, you have finally decided to buy a brand-new vehicle. Excited as you may be, the process of visiting auto dealers, finalizing the purchase, and signing off on documents may take longer than expected. 

On the average, you may have to wait a couple of hours after visiting a dealership before you can drive off with your spanking-new ride. You can reduce the agony, save yourself some stress, and speed up the procedure when you come ready with all your paperwork.

Wednesday, February 15, 2017

Wax the Positive with Bad Credit Car Dealerships

Having bad credit can leave a sour taste in the mouth, which can make shopping for a new car a stressful and uncomfortable experience. The truth is that if you go into car shopping with a positive attitude, you’re more likely to experience a positive outcome in the end.

Monday, February 13, 2017

Auto Loans for Bad Credit: Strategies on How to Make Them Work For You

Most people with bad credit rating believe that this makes them ineligible for a loan. While it may be a lot more difficult for them to secure one, however, this does not completely deprive them of the opportunity. Expect the lender to be a lot stricter with the requirements and ask for higher interest rates though.

Bad Credit for Auto Loans

One of the more common instances that would necessitate a loan despite bankruptcy is a car purchase. Auto loans for bad credit is not a myth; many lending establishments actually offer this. Even if their interest rates are higher than normal, make sure that you get the best deal by choosing the car loan with a shorter pay period, but smaller sum due. Read more on this article. http://bit.ly/2kyNCsm

Bad Credit Auto Financing for Millennials

Bad credit is so often lumped into one basket, but in reality, everyone's situation is different. Especially if you are young, being told you have bad credit can severely dampen aspirations of buying your first car

It may be better to say that you have no credit, but whatever your situation, it’s still possible for a young person to secure bad credit auto financing for their first car.

Sunday, February 12, 2017

Starter Tips on Taking Out Car Loans for Bad Credit While Bankrupt

In case you need a car, some car dealers give out car loans for bad credit. You may be asked to show proof of ability to pay, usually through a certificate verifying your employment. They will usually determine this by looking at how much you are earning versus how much the expected monthly or annual due of your car loan will be.

This is why it’s important for you to have a steady stream of income from a stable employment--which is why they will ask for a certificate proving your work status. Understandably, the lenders will want to make sure that they will not be put in a compromising spot should they approve a loan that a borrower later defaults on. The more stable your job is, therefore, the better your chances are at getting bad credit used car loans approved. Read more from this blog. http://bit.ly/2lxLM9D

Saturday, February 11, 2017

The Best Way to Spot A High-Quality Vehicle at Used Car Dealerships

Shopping for used cars can be tricky. You can’t be too sure if the vehicle you’re looking at is in good condition without conducting a thorough inspection. Given this, you have to do your research first and take the time to check every aspect of the vehicle. Otherwise, you may not know it but you’re just wasting money on a car that will give you a lot of automotive headaches in the future.

There are red flags you need to be aware of, but there are also signs that you’re looking at a quality used car.

It Has Good Reliability Record

The reliability record of a vehicle is an important information. You can obtain this from researching about the best and worst used cars available in the market. There are websites and consumer reports that list down brands and models that you can rely on, helping you narrow down your choices. Check a vehicle’s reliability-history record first before shopping at Beaverton used car dealerships to know which ones have a good record. Read more on this article. http://bit.ly/2lxPJv1

Friday, February 10, 2017

What You Need to Inspect When Shopping for the Best Quality Used Cars

Shopping for used cars isn’t the same as buying a brand-new one. Because second-hand vehicles have already been used, some parts may not be in working order. This is why it’s essential to be more cautious when shopping for what is now also known as pre-owned vehicles. You have to check every corner, ask all the necessary questions, and raise any concerns you may have to ensure that you’re getting value for your money.

When inspecting used cars in Portland, there are parts you need to check closely.

Signs of Collision

You won’t instantly see signs a car has figured in an accident. You will have to dig deeper to know its history. Analyze the car’s body and see if there are mismatched body paint. Also, look for parts that are uneven, as well as for scratches and dents. All these are signs that the car was damaged, and you need to know how it got them. Read more from this blog. http://bit.ly/2kyPpxz

Tuesday, February 7, 2017

How Bad Credit Auto Loans Are Different

Times are changing for the better, as now even people with a poor credit score can get auto loans. However, many people still worry that they’re going to get a bad deal on their payments due to having bad credit. You may find some differences between auto loans for bad credit and ordinary loans, but nothing you should be concerned about.

Friday, February 3, 2017

Things Auto Dealers are Going to Ask You

Some people don’t like the idea of shopping for a new car because they’re needlessly worried about negotiating with a dealer. Reputable dealers are there to help you find the car you need in their showroom, so you need to give them some idea about what you want.

While he or she does not need to know everything about you, there are a few things a dealer is going to need to know to help you find the ideal car.

Monday, January 16, 2017

How to Buy Your First Car With Bad Credit

Just because you have bad credit or no credit does not mean that a new vehicle is out of your reach. With a little planning and some hard work, you might be able to drive off the lot with a beautiful new car in as little as a few weeks.

Start Saving Today

Even if you are eventually approved for a loan, you still need to have a sizable down payment. There is no set amount for how big the down payment should be, but most experts suggest around 20 percent. Those who have bad credit might need to go as high as 40 or 50 percent of the car's total value to ensure approval and more affordable monthly payments.

Sunday, January 15, 2017

Bad Credit Auto Financing: Benefits of Reaffirmation in Bankruptcy

Filing a Chapter 7 bankruptcy doesn’t mean that you’d lose your car forever. While this type of bankruptcy gives companies and lenders the right to repossess your properties, such as a house or a car, you can keep your vehicle through a reaffirmation agreement.

A Chapter 7 bankruptcy removes your personal liability over dischargeable debts; however, the bankruptcy doesn’t affect the security interest your car lender set. This means that the lender can repossess your car, but they won’t be able to take you to court to force you to settle the balance. This is why lenders often require you to sign a reaffirmation agreement if you wish to keep the car even after the bankruptcy. 

This agreement establishes a new contract between you and the lender that offers auto loans for bad credit. This makes you personally liable on the loan again. Reaffirmation agreement has several benefits. Head on over to DicksHillsboroHyundai.com blog page to know more. http://bit.ly/2jxD5dt

Saturday, January 14, 2017

Bad Credit Car Dealerships: Understanding Bankruptcy Auto Loans Better

Are you going bankrupt but can’t afford to lose a car? For some, a vehicle is a necessity to get back on your feet, and so they do everything they can to save the car. This is where bankruptcy auto loans come in. There are different types of bankruptcy you can file for. Understanding these can help you figure out what to do with your car loans for bad credit.

Chapter 13

This is the type of bankruptcy that people file for when their finances are falling apart, but they still have a regular source of income. Considered as “bankruptcy lite,” Chapter 13 involves the restructuring of assets, so that you can pay them off eventually. Post originally appeared on DicksHillsboroHyundai.com blog page. http://bit.ly/2j9NvUk

Friday, January 13, 2017

Proper Ways to Hold a Test Drive to Get the Best at Car Dealerships

No matter how popular and good a certain car model is, it’s still important to conduct a test drive before making a purchase, especially if you’re buying it second-hand. This will help you determine if the car is in good condition and if it fits your driving style.

Test-driving, however, isn’t just about getting behind the wheels and seeing if it drives right. There are factors to consider when doing this. You should look into every corner and listen to the car to avoid missing any underlying problems.

To help you out, here’s a quick guide on how to conduct a test-drive.

Be Objective

You may have fallen in love at first sight with a specific car model; however, don’t let this blind your judgment. Remain objective when test-driving and evaluating the car. There are instances, in which the buyer overlooks some problems, because they liked the model too much, only to suffer later on. Have an open mind and make sure that the vehicle you’re buying is as good as it looks. Read more on this article. http://bit.ly/2j9NtM0

Thursday, January 12, 2017

Car Dealers Help Consumers Increase Credit Ratings

People who find themselves in a bad credit situation tend to carry the weight of the world on their shoulders. The reality of having bad credit seems to indicate a dire situation in the modern world. In most circles, bad credit is defined as a “big three” composite report that equals less than 630. This is a score that illustrates only certain unfortunate turns, rather than the potential each consumer has for building a better financial reputation.

3 Don’ts When Shopping at Used Cars Dealerships to Avoid Wasting Money

The quality of used cars may not be the same as that of a vehicle fresh from the manufacturer. Given this, you have to be more cautious when making a purchase. Many car buyers make mistakes when buying used cars in Portland, resulting in waste of money and a lot of headache due to mechanical problems. To avoid a decision you might regret later on, you need to be aware of these three most common mistakes.

Failure to Check the Vehicle History Report

The vehicle history report can tell you a lot about the car that you plan on buying. Not only does it include information about where the car came from or what happened with it in the past, you can also find out whether it has figured in an accident or has been damaged in a hurricane or other disasters. You can also know if it is a rental unit or a lease return. Knowing the origin and history of the vehicle you plan on owning is essential to determine its condition, more importantly, to find out if the money you plan on spending will be worth it. Read more from this blog. http://bit.ly/2jxxhka

Friday, January 6, 2017

3 Facts on Applying for a Loan with Bad Credit

Bad credit can prevent you from doing many things, including investing in a home or a vehicle. Fortunately, there are auto loans available for people with bad credit. Here are a few different things you can do before you apply for an auto loan.

Tuesday, January 3, 2017

Hyundai Auto Dealers and Reliable Options

A Hyundai dealership in Oregon offers a large selection of affordable cars for their clients in the area. The Accent, Elantra, Elantra GT and Veloster are all priced well below $20,000. Hyundai also has a lineup of inexpensive family-friendly vehicles such as the Tucson and Santa Fe Sport crossover SUVs.